What does your business actually have to pay you?

Not what you'd like to make. What your life costs, including the parts your business quietly covers, and the future you keep putting off. That's the number your business has to be built to pay you.

Most owners have never run it. Let's get you yours.

One quick step before your number

Add your name and email and the calculator unlocks. You'll see your number right on the next screen, and you can save or print it. I'll also send you a few short notes on building a business that pays you well. Unsubscribe anytime.

Please add your full name and a valid email.

Now, the real cost of your life.

Add what your life actually costs below. Best guesses are fine, you can always come back and sharpen it.

Everything you enter below stays in your browser, on your device. I never see your numbers, and neither does anyone else. You'll see your result right here on the page, and you can save or print it.

1The monthly basics

What goes out every month, like clockwork. The stuff you pay for yourself.
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2The costs that don't hit every month

Enter the yearly amount. We'll spread it across 12 months. This is the stuff most people forget, and it's usually where the number jumps.
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3Your future

The layer owners cut first, because everything's going into the business. If you put nothing here, the business had better be your retirement. Is it?
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4The life you actually want

The part that makes it worth it. Not luxury for its own sake, just the life you're building toward.
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5What your business covers right now

Only the personal stuff you DIDN'T enter above, the parts your business quietly pays for. If you sold the business or stepped back tomorrow, you'd cover these yourself. So they're part of your Need Number.
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Taxes (optional)

Your numbers above are take-home. To see what you'd need before taxes, drop in your effective rate, or what you already set aside. Not sure? Leave it blank and ask your CPA.
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Add a few numbers above first, then I can show you a real result.
Rachel Yacobucci

Your Need Number

What your business has to be built to pay you, per month.

Baseline
$0
Just keeping your life running, including the costs that don't hit every month.
Sustainable
$0
The life you actually want, with your future and breathing room built in.
If the business stopped carrying you
$0

Where this comes from

Monthly basics$0
Costs that don't hit every month (spread monthly)$0
Your future$0
The life you want$0
Currently covered by your business$0
One more thing. You're putting nothing toward your future right now. A lot of owners figure the business is the retirement. So is yours? Could you sell it tomorrow, and for how much? If the honest answer is "not much," the business isn't your retirement yet. It's just your job.

So here's the real question.

Is your business actually built to pay you this, now and the day you want to step back? Most aren't. Not because you're doing it wrong, but because nobody starts with this number. Building a business that pays you well, and would still be worth something if you stepped away, is the work I do with owners 1:1.

Work with Rachel
The fine print. This isn't financial, tax, or investment advice, and it isn't a substitute for your CPA or advisor. Your financial entries stayed in your browser the whole time and were never sent anywhere.